Foreclosure & Distressed Loss Mitigation Lender programs aimed at avoiding foreclosure through modification, forbearance, or short sale.
Foreclosure & Distressed Mortgagee in Possession A lender that takes physical control of a property before formal foreclosure.
Foreclosure & Distressed Non-Judicial Foreclosure A foreclosure done outside court using a power-of-sale clause in the trust deed.
Finance & Returns Risk-Free Rate The theoretical return on a no-risk investment, typically the 10-year Treasury yield.
Finance & Returns Sensitivity Analysis Modeling how changes in key assumptions affect investment outcomes.
Finance & Returns Sharpe Ratio A measure of risk-adjusted return — excess return divided by volatility.
Finance & Returns Standard Deviation A statistical measure of how much returns vary from their average — a common volatility proxy.
Finance & Returns Terminal Value The estimated value of a property at the end of a holding period in a DCF model.
Finance & Returns Time Value of Money The concept that money available today is worth more than the same amount in the future.
Finance & Returns Unlevered IRR The IRR of an investment without using debt — useful for comparing assets independent of capital structure.
Finance & Returns Yield on Cost Projected stabilized NOI divided by total project cost, useful for value-add and development deals.
Finance & Returns Real vs. Nominal Return Real return is inflation-adjusted; nominal is the stated return.
