Business Lines of Credit Revolving Credit Credit that can be reused as it’s repaid, like a credit card or LOC.
Business Lines of Credit Secured Line of Credit A line of credit backed by collateral such as real estate or inventory.
Business Lines of Credit Stand-By LOC A line of credit that guarantees payment to a beneficiary if the principal defaults.
Business Lines of Credit Unsecured Line of Credit A line of credit not backed by collateral, typically requiring strong credit.
Capital Structure & Equity Accredited Investor An investor meeting SEC income or net-worth thresholds, allowed to participate in private offerings.
Capital Structure & Equity Capital Call A formal request to investors to fund a previously committed amount.
Capital Structure & Equity Capital Stack The layered structure of debt and equity used to finance a real estate deal.
Business Finance Runway The number of months a business can operate at its current burn rate before running out of cash.
Business Finance Working Capital Current assets minus current liabilities — a measure of short-term liquidity.
