A to Z · 1055 Terms

Real estate & finance, demystified.

The jargon can be exhausting. Here’s a plain-English glossary covering real estate, lending, investment, and the business-finance ecosystem that surrounds them.

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Insurance & Risk

General Liability Insurance

Protects property owners from third-party bodily injury and property damage claims.

Insurance & Risk

Homeowner’s Insurance

Coverage protecting a home and personal property against losses from fire, theft, and liability.

Insurance & Risk

Inland Marine Insurance

Coverage for portable property and tools, often used by contractors.

Insurance & Risk

Landlord Insurance

Coverage for rental property owners, including liability and loss of rental income.

Insurance & Risk

Loss Run

An insurance carrier report showing a property’s claims history.

Insurance & Risk

Loss-of-Rent Insurance

Coverage replacing rental income when a property is uninhabitable due to a covered loss.

Insurance & Risk

Named Peril Policy

Insurance covering only specific risks listed in the policy.

Insurance & Risk

Replacement Cost

The amount it would take to rebuild a structure with similar materials at current prices.

Insurance & Risk

Rider

Another term for endorsement — a written attachment changing policy terms.

Insurance & Risk

Sinkhole Insurance

Coverage for damage from collapsed land, common in Florida.

Insurance & Risk

Title Insurance (Owner’s Policy)

Protects the buyer against losses from defects in title that existed before purchase.

Insurance & Risk

Umbrella Policy

Excess liability coverage above the limits of underlying property or auto policies.