A to Z · 1055 Terms

Real estate & finance, demystified.

The jargon can be exhausting. Here’s a plain-English glossary covering real estate, lending, investment, and the business-finance ecosystem that surrounds them.

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Specialized & Niche Real Estate

EV Charging Hub

Real estate dedicated to electric vehicle charging stations, a fast-growing niche.

Specialized & Niche Real Estate

Flex Industrial

Hybrid industrial property suitable for light manufacturing, distribution, or office use.

Specialized & Niche Real Estate

Ghost Kitchen

A commercial kitchen serving delivery-only food businesses, leased as specialty industrial.

REITs & Public Real Estate

Internal Management

REIT structure where the management team is employed directly by the REIT.

REITs & Public Real Estate

NAV Premium/Discount

The gap between a REIT’s stock price and its underlying NAV.

REITs & Public Real Estate

Special Dividend

An extraordinary one-time dividend, often from a property sale.

REITs & Public Real Estate

UPREIT Structure

Umbrella Partnership REIT — lets owners contribute property in exchange for OP units tax-deferred.

SBA & Government Lending

Business Plan

A required document detailing the business’s strategy, financials, and operations.

SBA & Government Lending

Community Advantage Loan

An SBA 7(a) loan available to underserved small businesses through mission-based lenders.

SBA & Government Lending

Eligibility Requirements (SBA)

Standards a business must meet for SBA loan programs — size, type, and use of proceeds.

SBA & Government Lending

Owner-Occupied Requirement

SBA real estate loans require business owners to occupy at least 51% of the space.

SBA & Government Lending

Personal Guarantee

A business owner’s pledge of personal assets to back a business loan.